Who is referred to as the person who writes a check?

The correct answer is the payer, who is the individual or entity that writes a check. In a transaction involving a check, the payer is the one who provides the funds from their bank account to pay someone else. This process involves the creation of a check, which serves as a written order instructing the bank to transfer a specific amount of money from the payer's account to the person or organization named on the check, known as the payee.

The role of the payer is crucial in the banking and financial systems, as they initiate the transaction by providing the necessary details on the check, including the amount, date, and the payee’s name. Understanding this role helps clarify the dynamics of check transactions and the flow of funds in the banking system.