Who is the payee on a check?

The payee on a check is the individual or entity that is receiving the funds. In other words, the payee is the person or organization whose name is written on the check and is authorized to deposit or cash it. When a check is issued, it represents a promise from the writer to pay the specified amount to the payee.

In this context, it's essential to understand the roles of the other parties involved. The person writing the check is known as the drawer, which distinguishes their role from that of the payee. The bank processing the check acts as an intermediary and does not have a claim to the funds; its role is to facilitate the transaction. Lastly, the entity to whom the funds are owed is often related to the payee, but the specific designation of payee indicates the actual party receiving the payment as per the check. Therefore, the answer accurately identifies the role of the payee.